Log who paid what and Swislist works out who owes whom.
A group trip, a flatshare or a dinner one person picked up? Open a shared expense pot, log each expense with who paid it and who it splits between, and stop doing sums on your phone. Swislist works out the balances and the shortest set of payments to settle up. It is free and it is shared with a link: whoever opens it can add their expenses without signing up.
Evenly, or with the exact amount for each person. When it does not divide exactly, everyone who did not pay puts in the same and the spare cent is absorbed by whoever paid — the split always adds up to the total.
It is shared by link: whoever opens it picks their name and adds their expenses. Only the person who creates the pot needs an account.
If two people log expenses at once, both see the change immediately, with no refresh.
Instead of everyone paying everyone, it works out the smallest number of transfers to square up.
Each payment is ticked off when it happens, with who ticked it, so nobody pays twice.
Once everything is settled the pot closes and stays as a record of what the trip or the month cost.
Log each expense with who paid it and who it splits between. At the end everyone has a balance and you get the shortest way to settle it. Open a pot before you leave and log as you go — reconstructing it afterwards is what always goes wrong.
No. The pot is shared with a link: whoever opens it picks their name and can add expenses and see the split without creating an account. Only the person who creates the pot signs up.
Yes. Creating shared expense pots, inviting anyone and settling up costs nothing.
Yes. Each expense splits between whoever you choose — it does not have to be the whole group — and you can set different amounts per person when an even split is not right.
It is one of the most common uses: one permanent pot with rent, utilities and the shared shop, logging each bill as it arrives. At the end of the month you see the split without digging through bank statements.
You tick each payment off as it is made and, once the balance is zero, the pot closes. It stays accessible as a record of what it all cost.
It covers the same ground — log, split, settle — with two differences: nobody in the group has to install or sign up for anything, and the same place holds the lists for the trip (packing, shopping, plans), not just the money.